Financial Independence

Why a transient life beats peanut butter on pancakes

Olaf is the blogger behind MileHighFinanceGuy.com, where he shares a variety of posts on financial topics and reflections on life and money.  He previously worked as an advisor at one of the largest financial firms in the US. While there, Olaf regularly helped people decide what to do with old 401(k)s, construct investment portfolios, and… Continue reading Why a transient life beats peanut butter on pancakes

The magic of a one-time partial mortgage payment: your net worth increases

Should you pay down your mortgage and live debt free or invest? There is an even better option with a one-time partial payment. Update – April 13th, 2022 A major calculation error in my spreadsheet has shown that the content in this post is incorrect. While I still believe that paying down your mortgage provides… Continue reading The magic of a one-time partial mortgage payment: your net worth increases

How I planned my early retirement withdrawal strategy after I Accidentally Retired without a plan

Early retirement without a plan, eventually needs a plan. When you end up Accidentally Retired at 36, you obviously have done many things right. Even so, I was caught off guard in terms of properly planning for an early retirement. My plan was to take a mini-retirement and figure out what I’d like to do… Continue reading How I planned my early retirement withdrawal strategy after I Accidentally Retired without a plan

Owning a website is better than owning real estate. I’ll prove it.

I must be feeling ballsy today, to title this post as such. But the truth of it, is that I just purchased a Website, and I am feeling pretty good about it. It’s not just any Website either for me. This is a real asset. An income generating asset. And as with any outlay of… Continue reading Owning a website is better than owning real estate. I’ll prove it.