The magic of a one-time partial mortgage payment: your net worth increases

Should you pay down your mortgage and live debt free or invest? There is an even better option with a one-time partial payment. Updated – November 12th, 2021 That is the age old question that many ask themselves. When interest rates are lower than investment returns, it always will mathematically make sense to invest over… Continue reading The magic of a one-time partial mortgage payment: your net worth increases

Cash is King – and the Queen, Jack, and definitely the Joker

Cash remains King With short term inflation impacting our lives in so many ways, I’ve seen a number of people bashing cash. And yet, in my mind, cash remains King. Cash gives you flexibility. You can zig, when others zag. You can zag, when others zig. Cash is freedom – and that is why cash… Continue reading Cash is King – and the Queen, Jack, and definitely the Joker

Why we decided NOT to invest in a vacation rental

From the moment my Dad lent me his copy of Rich Dad, Poor Dad, I always dreamed about investing in real estate. Not just investing in my primary residence, but utilizing real estate investing to generate passive income that moves you from the left to the right side of Rich Dad’s CASHFLOW quadrant. But as… Continue reading Why we decided NOT to invest in a vacation rental

Personal Capital Retirement Planner Review -2021

Personal Capital Retirement Planner

Personal Capital is the easiest and most convenient way to track your net worth, plan for retirement, and run your day to day budget There is a reason that many personal finance bloggers are continuously pushing Personal Capital’s Retirement Planner: it is the easiest and most convenient way to tie together your entire net worth… Continue reading Personal Capital Retirement Planner Review -2021

Refinance now to improve your savings rate, cash flow, and overall wealth

Interest rates remain historically low. If you have not refinanced, please do so now! We recently finished up refinancing via an Asset Based Mortgage to save $500 on our total mortgage payment. This was huge for us, especially after Accidentally Retiring. Not only are we now able to save $6,000 a year in total expense,… Continue reading Refinance now to improve your savings rate, cash flow, and overall wealth