How to keep your money, investments, and cryptocurrency secure; preventing hacking, phishing and other nefarious scams

My wife is deep into the true crime world of podcasts, documentaries, and tv shows. As such, I am used to hearing/watching shows about various murders, rapes, hate crimes, and other generally horrible/disgusting crimes. The other day, we were watching the show, True Life Crime on MTV, when an episode called “The $5 Million Dollar… Continue reading How to keep your money, investments, and cryptocurrency secure; preventing hacking, phishing and other nefarious scams

The magic of a one-time partial mortgage payment: your net worth increases

Should you pay down your mortgage and live debt free or invest? There is an even better option with a one-time partial payment. Update – April 13th, 2022 A major calculation error in my spreadsheet has shown that the content in this post is incorrect. While I still believe that paying down your mortgage provides… Continue reading The magic of a one-time partial mortgage payment: your net worth increases

How I planned my early retirement withdrawal strategy after I Accidentally Retired without a plan

Early retirement without a plan, eventually needs a plan. When you end up Accidentally Retired at 36, you obviously have done many things right. Even so, I was caught off guard in terms of properly planning for an early retirement. My plan was to take a mini-retirement and figure out what I’d like to do… Continue reading How I planned my early retirement withdrawal strategy after I Accidentally Retired without a plan

Easy-to-Use Net Worth Spreadsheet (Template for Google Sheets & Excel)

I believe that one of the most important things that you can do in personal finance is to track your net worth. Now, more than ever, there are so many easy ways to automatically track your assets and your liabilities. I personally use Personal Capital to seamlessly track my net worth, asset allocations, and eyeball… Continue reading Easy-to-Use Net Worth Spreadsheet (Template for Google Sheets & Excel)

Should you manage your own investments or hire a financial advisor?

You should learn to manage your own investments. Too much can go wrong hiring an advisor. Naturally for someone who Accidentally Retired, I earned and saved enough money in large chunks to find myself in this position. But it wasn’t easy along the way. I ran a startup and it was a grind. I can’t… Continue reading Should you manage your own investments or hire a financial advisor?