Simple Yearly Budget & Expense Tracker (Template for Google Sheets & Excel)

While Mrs. AR and I don’t typically keep a firm budget, every so often I like to keep tabs on our expenses and see where there is room for improvement. This tool provides an easy way to do that, as well as a useful way to forecast expenses for the year as well. We use… Continue reading Simple Yearly Budget & Expense Tracker (Template for Google Sheets & Excel)

You Don’t Need Multiple Income Streams to Build Wealth

You Only Need One Income Stream. Just ONE. Yep that’s right. I said it. You only need the ONE. And don’t get me wrong. I’m not against multiple income streams. In fact, I built my entire career with a side hustle that grew into a full-time job, followed by another side hustle that eventually jumpstarted… Continue reading You Don’t Need Multiple Income Streams to Build Wealth

Crafting the Life You REALLY Want with Early Retirement

At the crux of it, the FIRE movement is not about becoming Financially Independent or Retiring Early…it is about living the life you want to live. And that is also why you see so many early retirees blogging, running real estate business, launching a startup, or even…wait for it…working. It was never about retiring early.… Continue reading Crafting the Life You REALLY Want with Early Retirement