I fired my financial advisor, only to find that I now own my own a mutual fund of 80 stocks. So if you were wondering what happens if you stick your head in the sand. Now you know. This is what happens when you hire a financial advisor, trusting that person without delving into how… Continue reading Do I own my own mutual fund?
Visualize failure – the best way to prepare for anything. Imagine this financial independence worst-case-scenario: You have just visualized your financial independence vanish before your eyes. Here is the great news. You just visualized a market crash and you planned accordingly. Now, if it was to actually happen, you already have prepared for the worst:… Continue reading Are you prepared for your financial failure?
Early retirement without a plan, eventually needs a plan. When you end up Accidentally Retired at 36, you obviously have done many things right. Even so, I was caught off guard in terms of properly planning for an early retirement. My plan was to take a mini-retirement and figure out what I’d like to do… Continue reading How I planned my early retirement withdrawal strategy after I Accidentally Retired without a plan
You need between 7-9 hours of sleep to function properly Americans and their poor sleep Sleep is such an underrated commodity. Yet, according to the CDC, 35% of American adults sleep less than 7 hours a day. 1/3 of the population is NOT sleeping enough! And I know that there has been a pretty good… Continue reading Sleep is an underrated factor in your Financial Independence journey
Indulge the things that make you happy, then ruthlessly cut the rest As I write this post, I want to acknowledge that the life I live is one of privilege. I have never had to struggle to put food on the table, find a job, pay the bills, etc. I am a white male in… Continue reading Don’t forget to indulge and enjoy life along the way to FI