Financial Independence

Why I No Longer Recommend Affiliate or Niche Websites as an Investment

Many of you who have been following along with my early retirement journey know that I bought an affiliate website nearly two years ago. The entire point of the website was to bring in some additional cash flow to help me manage our cash better so that we didn’t have to draw down our investments… Continue reading Why I No Longer Recommend Affiliate or Niche Websites as an Investment

Tax-Free Capital Gain Harvesting: The Ultimate Guilty Pleasure of Early Retirement

Disclaimer: This article is for informational purposes only. We are not experts. We are providing our personal opinions, and they should not be taken as legal, financial, or tax advice. The guilty pleasure of early retirement: paying absolutely $0 in taxes! The holy grail of early retirement: paying $0 in taxes, but doing so while… Continue reading Tax-Free Capital Gain Harvesting: The Ultimate Guilty Pleasure of Early Retirement

Asset Based Mortgages: How To Get A Mortgage with No Income in 2024

How To Get a Mortgage Based on Assets (Even if You Have No Income and/or Are Retired) Updated: August 1, 2023 Are you retired and trying to refinance or buy a new house? Or maybe you are NOT retired, but have assets to cover a home purchase, but currently have no income? What you are… Continue reading Asset Based Mortgages: How To Get A Mortgage with No Income in 2024

Cash is King – and the Queen, Jack, and definitely the Joker

Updated: July 28, 2023 We’ve had quite the ride over the past few years between wild volatility in the markets, high inflation, interest rate hikes, and a freaky-hot housing market/housing shortage. You name it and it seems like it has happened! And yet throughout it all, there is one friend that we can always count… Continue reading Cash is King – and the Queen, Jack, and definitely the Joker