Financial Independence

Why I Don’t Talk About Investing Much

Updated October 5th, 2023 If you happen upon my site or even my twitter account, you’d probably notice that I don’t really talk about investing all that much. The truth is that while I am fascinated by investing, I just don’t have to think about it much. I created a financial plan, and besides periodic… Continue reading Why I Don’t Talk About Investing Much

Why I No Longer Recommend Affiliate or Niche Websites as an Investment

Many of you who have been following along with my early retirement journey know that I bought an affiliate website nearly two years ago. The entire point of the website was to bring in some additional cash flow to help me manage our cash better so that we didn’t have to draw down our investments… Continue reading Why I No Longer Recommend Affiliate or Niche Websites as an Investment

Tax-Free Capital Gain Harvesting: The Ultimate Guilty Pleasure of Early Retirement

Disclaimer: This article is for informational purposes only. We are not experts. We are providing our personal opinions, and they should not be taken as legal, financial, or tax advice. The guilty pleasure of early retirement: paying absolutely $0 in taxes! The holy grail of early retirement: paying $0 in taxes, but doing so while… Continue reading Tax-Free Capital Gain Harvesting: The Ultimate Guilty Pleasure of Early Retirement

Asset Based Mortgages: How To Get A Mortgage with No Income in 2025

How To Get a Mortgage Based on Assets (Even if You Have No Income and/or Are Retired) Are you retired and trying to refinance or buy a new house? Or maybe you are NOT retired, but have assets to cover a home purchase, but currently have no income? What you are looking for is called… Continue reading Asset Based Mortgages: How To Get A Mortgage with No Income in 2025