Personal Growth

A Letter From My 80 Year Old Self

The best motivation comes from one person: YOURSELF During my mini-retirement in 2020, I picked up a copy of The Artist’s Way by Julia Cameron. The Artist’s Way is a 12-week program mainly intended for artists to re-harness their creativity. Even though I am not an “artist” in the traditional sense, the actual program and exercises outlined… Continue reading A Letter From My 80 Year Old Self

If You Don’t Ask, You Don’t Get

Updated: May 4, 2026 It’s that simple. For nearly everything in life, getting what you want is as simple as asking. Will the answer always be “yes?” Certainly not. But how do you know if you don’t try? Nearly everything big in my life has come from asking And I mean big! “If you don’t… Continue reading If You Don’t Ask, You Don’t Get

What Does It Take To Be In The Top 1%? Hint: It’s Not JUST Wealth

**Updated – April 2, 2026** I was in South Florida this past week, driving along A1A, a scenic highway that stretches along the east coast of Florida parallel to the Atlantic Ocean. Depending upon where you are on A1A, you’ll drive past boutique hotels, condos, mini-mansions, and mega-mansions. The mega-mansions stretch on for miles. It… Continue reading What Does It Take To Be In The Top 1%? Hint: It’s Not JUST Wealth

When Mental Fog Is Trying to Tell You Something

I don’t think mental fog is random. In my experience, it shows up when I ignore what my gut has been telling me for too long. I feel it in my neck and shoulders. I get tension headaches. I’m suddenly exhausted right when I wake up for the day. But the tension, fatigue, and brain… Continue reading When Mental Fog Is Trying to Tell You Something

The Myth of ‘Having It All Figured Out’

You signed up for my email list or have stumbled into my blog, thinking that some early-retired guy has things figured out. You come here for financial advice — maybe even life advice. You must value my opinion, or perhaps something I write inspires you from time to time. You thought I had it all… Continue reading The Myth of ‘Having It All Figured Out’