Early Retirement

Tax-Free Capital Gain Harvesting: The Ultimate Guilty Pleasure of Early Retirement

Disclaimer: This article is for informational purposes only. We are not experts. We are providing our personal opinions, and they should not be taken as legal, financial, or tax advice. The guilty pleasure of early retirement: paying absolutely $0 in taxes! The holy grail of early retirement: paying $0 in taxes, but doing so while… Continue reading Tax-Free Capital Gain Harvesting: The Ultimate Guilty Pleasure of Early Retirement

Asset Based Mortgages: How To Get A Mortgage with No Income in 2023

How To Get a Mortgage Based on Assets (Even if You Have No Income and/or Are Retired) Updated: August 1, 2023 Are you retired and trying to refinance or buy a new house? Or maybe you are NOT retired, but have assets to cover a home purchase, but currently have no income? What you are… Continue reading Asset Based Mortgages: How To Get A Mortgage with No Income in 2023

Celebrating 3 Years of Early Retirement

Sheraton Poipu Beach in Kauai (Photo Credit: AR)

Today, I celebrate my 3-year anniversary of leaving my CEO gig to retire early!!! It’s kind of shocking, to be honest. Time really does fly when you are having fun! Or maybe it’s just that I have small kids and life seems to be picking up steam?? Either way, it’s a bit wild that it’s… Continue reading Celebrating 3 Years of Early Retirement

Empower Retirement Planner Review 2023 (formerly Personal Capital)

Personal Capital Retirement Planner

Empower is the easiest and most convenient way to track your net worth, plan for retirement, and run your day to day budget There is a reason that many personal finance bloggers are continuously pushing Empower’s Retirement Planner: it is the easiest and most convenient way to tie together your entire net worth picture, plan… Continue reading Empower Retirement Planner Review 2023 (formerly Personal Capital)