Asset Based Mortgage: How to get a mortgage in retirement or with no current income

How to get a mortgage with your assets, even with no income and/or retired. Are you retired and trying to refinance or buy a new house? Or maybe you are NOT retired, but have assets to cover a home purchase, but currently have no income? What you are looking for is called an Asset Depletion… Continue reading Asset Based Mortgage: How to get a mortgage in retirement or with no current income

Refinance now to improve your savings rate, cash flow, and overall wealth

Interest rates remain historically low. If you have not refinanced, please do so now! We recently finished up refinancing via an Asset Based Mortgage to save $500 on our total mortgage payment. This was huge for us, especially after Accidentally Retiring. Not only are we now able to save $6,000 a year in total expense,… Continue reading Refinance now to improve your savings rate, cash flow, and overall wealth