The magic of a one-time partial mortgage payment: your net worth increases

Should you pay down your mortgage and live debt free or invest? There is an even better option with a one-time partial payment. Update – April 13th, 2022 A major calculation error in my spreadsheet has shown that the content in this post is incorrect. While I still believe that paying down your mortgage provides… Continue reading The magic of a one-time partial mortgage payment: your net worth increases

Owning a website is better than owning real estate. I’ll prove it.

I must be feeling ballsy today, to title this post as such. But the truth of it, is that I just purchased a Website, and I am feeling pretty good about it. It’s not just any Website either for me. This is a real asset. An income generating asset. And as with any outlay of… Continue reading Owning a website is better than owning real estate. I’ll prove it.

Why we decided NOT to invest in a vacation rental

From the moment my Dad lent me his copy of Rich Dad, Poor Dad, I always dreamed about investing in real estate. Not just investing in my primary residence, but utilizing real estate investing to generate passive income that moves you from the left to the right side of Rich Dad’s CASHFLOW quadrant. But as… Continue reading Why we decided NOT to invest in a vacation rental

Bitcoin for Bogleheads? Bogleheads should consider a long-term investment in cryptocurrency

Bogleheads should consider a long-term investment in cryptocurrency Updated: August 29th, 2021 I know that many hardcore Bogleheads will be completely against cryptocurrency investments. After all, why take on the additional risk to your portfolio when you can simply invest in Total Stock Market Indices and keep your costs low? I get it. BUT, if… Continue reading Bitcoin for Bogleheads? Bogleheads should consider a long-term investment in cryptocurrency

2021 Tax Planning – avoiding capital gains tax in retirement with TaxCaster

How we plan to pay $0 in taxes in 2021 This is neither tax nor investment advice and is for informational purposes only. One of the big challenges that I have had in my first year in early retirement is managing taxes and capital gains. You would think that taxes wouldn’t be such for someone… Continue reading 2021 Tax Planning – avoiding capital gains tax in retirement with TaxCaster