The magic of a one-time partial mortgage payment: your net worth increases

Should you pay down your mortgage and live debt free or invest? There is an even better option with a one-time partial payment. Updated – November 12th, 2021 That is the age old question that many ask themselves. When interest rates are lower than investment returns, it always will mathematically make sense to invest over… Continue reading The magic of a one-time partial mortgage payment: your net worth increases

Cash is King – and the Queen, Jack, and definitely the Joker

Cash remains King With short term inflation impacting our lives in so many ways, I’ve seen a number of people bashing cash. And yet, in my mind, cash remains King. Cash gives you flexibility. You can zig, when others zag. You can zag, when others zig. Cash is freedom – and that is why cash… Continue reading Cash is King – and the Queen, Jack, and definitely the Joker

How I planned my early retirement withdrawal strategy after I Accidentally Retired without a plan

Early retirement without a plan, eventually needs a plan. When you end up Accidentally Retired at 36, you obviously have done many things right. Even so, I was caught off guard in terms of properly planning for an early retirement. My plan was to take a mini-retirement and figure out what I’d like to do… Continue reading How I planned my early retirement withdrawal strategy after I Accidentally Retired without a plan

In praise of the dumbphone and leaving the smartphone behind forever

Amanda from Counting Cathedrals, saw my recent article about how I locked my cell phone in a safe for 24 hours to escape the need for a constant dopamine hit. Then she reached out with her own personal experience. Amanda, who is on a quest to see a basketball game in all 350+ college arenas,… Continue reading In praise of the dumbphone and leaving the smartphone behind forever

How to set up Personal Capital to track your crypto investments

Track your crypto investments using Personal Capital As many of you know, even though I am a Boglehead, I believe in cryptocurrency and blockchain technology. As such, I have allocated a small part of our investments to Ethereum and Bitcoin. However, as an avid Personal Capital user, it was frustrating that I could not easily… Continue reading How to set up Personal Capital to track your crypto investments