Personal finance is personal – But how much does an average person need to retire early and happily? For those on a journey to FI (Financial Independence) or FIRE (Financial Independence Retire Early) this is a question you are very very familiar with. But for those who aren’t, this is something you should be thinking… Continue reading How much, do you actually need to retire early?
Interest rates remain historically low. If you have not refinanced, please do so now! We recently finished up refinancing via an Asset Based Mortgage to save $500 on our total mortgage payment. This was huge for us, especially after Accidentally Retiring. Not only are we now able to save $6,000 a year in total expense,… Continue reading Refinance now to improve your savings rate, cash flow, and overall wealth
How to manage the transition away from your financial advisor Late last year, after I Accidentally Retired, my wife and I finally pulled the plug and fired our financial advisor. There are so many reasons why we decided to fire our financial advisor, and now we were left dealing with the aftermath. Here were the… Continue reading I decided to fire my financial advisor…now what?
GameStop’s stock surged yesterday, on the backs of Redditors, Robinhood investors, and Elon Musk But seriously. This business with GameStop, while sort of comical, is not that shocking. Sure it might be fun in that that professional investors got their butts handed to them by Redditors and Robinhood investors, but this is a warning sign… Continue reading GameStop manipulation proves why individual investors should avoid stocks and invest in the entire market instead
A simple method to track happiness I first heard about this on the Tim Ferriss Podcast during his interview with Jim Collins. Jim had a giant spreadsheet tracking multiple things from his day, but this caught my attention: Was it a great day?” A plus two is just a great day. Doesn’t mean it wasn’t… Continue reading How to Track Your Happiness