This is a comprehensive list of the best Net Worth, Financial Independence, and Retirement Calculators & Tools that I could find and test.
I have used many of these calculators myself.
Empower’s tools cannot be spoken more highly of for managing a budget, investments, and tracking net worth.
And from time to time, I have ended up building my own tool (typically a spreadsheet). This has led me to build my own Mortgage Prepayment Analysis Spreadsheet and a Happiness Tracker.
As with any list, there are always more out there. Some of these sites have many more than I have highlighted. Some require you to sign up to receive access to the spreadsheets or calculators. I’ll also be providing some free spreadsheets that I have personally built and used in the coming months.
Accidentally Retired Tools:
- Best Net Worth Tracker Spreadsheet
- Expense Tracker Template 2023 (For Google Sheets & Excel)
- Portfolio Rebalancing – Asset Allocation Spreadsheet
- Profit And Loss Statement Template (For Google Sheets & Excel)
- Happiness Tracker Spreadsheet
- Mortgage Prepayment Analysis Spreadsheet
- Time Tracking Spreadsheet
Best Net Worth Trackers:
- Automated Net Worth Tracker – Empower (I use this)
- Best Net Worth Tracker Spreadsheet – Accidentally Retired (I use this too)
- Net Worth Calculator – Chris Hogan
Best Retirement Calculators:
- cFIREsim 3.0 – cFIREsim (I use this)
- Nest Egg Calculator – Vanguard
- Retirement Calculator – FireCalc
- Financial Calculator Reviews – Can I Retire Yet?
- Ultimate Retirement Calculator – Financial Mentor
Best Financial Independence Resources:
- Financial Independence Spreadsheet – Mad Fientist
- Savings Rate Calculator – Physician on Fire
- Lifetime Wealth Ratio – Budgets Are Sexy
- Time to FI – Physician on Fire
Best Mortgage Calculators:
- Mortgage Prepayment Analysis Spreadsheet – Accidentally Retired (I use this)
- Mortgage Payoff Calculator – David Ramsey (he stinks, but the calculator is useful)
- Mortgage Calculator – Bankrate
Best Budget & Expense Tools:
- Budget Calculator – Financial Mentor
- Budget Templates – Budgets are Sexy
- Budget Planner Tools – Mint
- Budget Planner Tools – Empower (I use this)
- Credit Card Calculators – Financial Mentor
Best Real Estate Calculators:
- Rental Property Calculator – Bigger Pockets
- Rehab Estimator – Bigger Pockets
Best Tax Calculators:
- TaxCaster Income Tax Calculator – Intuit
- 1040 Tax Calculator – Dinkytown.net
More Financial Calculators:
- ACA Premium Calculator – GoCurryCracker
- Social Security – Physician on Fire
- More Great Financial Calculators – Financial Mentor
- Financial Calculators – Dinkytown.net
If you have further calculators that you can recommend or would like me to take a look at, please contact me.
Thank you for recommending calculators based on what we need, I found mine which is the budget calculator as I am having a hard time budgeting monthly expenses, this could be helpful.
Thanks for this list. I’m surprised that there aren’t any tax calculators here. I’ve this 1040 one for years, and they have many other calculators that could be useful that are updated regularly.
https://www.dinkytown.net/financialcalculators.html
Thanks Ken – I will check it out. I should add on TaxCaster, which I have used to help estimate taxes. It’s a nice little app and takes into account the Child Tax Credits for 2021 and other recent tax changes: https://accidentallyretired.com/financial/2021-tax-planning-taxcaster/924
No tax credits running around at home for us hahaha 🙂
Gotta get those credits! What are you waiting for?!?
Not in the cards for us I guess. My wife works at a school so she gets all the little ones she can take.