Generated by All in One SEO Pro v5.0.1.1, this is an llms.txt file, used by LLMs to index the site. # Accidentally Retired ## Sitemaps - [XML Sitemap](https://accidentallyretired.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Celebrating 3 Years of Early Retirement](https://accidentallyretired.com/retirement/celebrating-3-years-of-early-retirement/3036) - Today, I celebrate my 3-year anniversary of leaving my CEO gig to retire early!!! It's kind of shocking, to be honest. Time really does fly when you are having fun! Or maybe it's just that I have small kids and life seems to be picking up steam?? Either way, it's a bit wild that it's - [Celebrating 6 Years of Early Retirement](https://accidentallyretired.com/retirement/celebrating-6-years-of-early-retirement/4105) - Today, I celebrate my 6-year anniversary of leaving my CEO gig to retire early!!! Another year of early retirement has flown by. I am still shocked that we are at 6 years. My kids can barely even remember me working in an office or running a company. So it’s strange that they won’t even remember - [A Letter From My 80 Year Old Self](https://accidentallyretired.com/personal-growth/a-letter-from-my-80-year-old-self/1283) - Who better to get motivation from than your 80 year old self? I was ready to run through walls to be the best person that I can be after reading it. - [FREE Early Retirement Simulator Prompt (Built With Claude AI)](https://accidentallyretired.com/resources/free-retirement-simulator-prompt/4090) - I used Claude to build a fully custom Monte Carlo early retirement simulator — 1,000 simulations, inflation modeling, Social Security, multiple market scenarios, and slider controls. Here's the free prompt so you can build your own. - [Best Financial Independence Calculators & Tools](https://accidentallyretired.com/resources/best-net-worth-financial-independence-and-retirement-calculators-tools/105) - A comprehensive list of the best Net Worth, Financial Independence, and Retirement Calculators & Tools that we could find and test. - [FIRE: Why Starting Early Is Everything](https://accidentallyretired.com/financial/investments/start-early-calculator/4076) - Two people. Same salary. Same savings rate. One starts at 25, one at 30. The gap at 45 will surprise you. Adjust the sliders to run your own numbers. - [The Power of Time: What 5 Years Can Accomplish](https://accidentallyretired.com/financial/the-power-of-5-years/2792) - Hard Work Does Pay Off, But It'll Take Longer Than You Think - [If You Don’t Ask, You Don't Get](https://accidentallyretired.com/personal-growth/if-you-dont-ask-you-dont-get/1544) - Updated: May 4, 2026 It's that simple. For nearly everything in life, getting what you want is as simple as asking. Will the answer always be "yes?" Certainly not. But how do you know if you don't try? Nearly everything big in my life has come from asking And I mean big! My wife - - [You Don't Need Multiple Income Streams to Build Wealth](https://accidentallyretired.com/financial/income-streams/2496) - You Only Need One Income Stream. Just ONE. **Updated April 24, 2026** Yep that's right. I said it. You only need the ONE. And don't get me wrong. I'm not against multiple income streams. In fact, I built my entire career with a side hustle that grew into a full-time job, followed by another side - [The Mansion Next Door](https://accidentallyretired.com/financial/the-mansion-next-door/2922) - In our bigger, better, faster society we are constantly dealing with the fact that someone always has more. Now, my neighbors live in mansions literally right next door! - [Cash Management in Early Retirement](https://accidentallyretired.com/retirement/cash-management-in-early-retirement/2565) - Our cash management plan likely has its flaws, but the ability to sleep at night cannot be understated. - [What Does It Take To Be In The Top 1%? Hint: It's Not JUST Wealth](https://accidentallyretired.com/personal-growth/what-does-it-take-to-be-in-the-top-1-percent/3059) - You can be wildly successful in one facet of life, but you might be a wreck in all the others. - [Rebalancing your Portfolio with an Asset Allocation Spreadsheet](https://accidentallyretired.com/resources/asset-allocation-spreadsheet/1696) - Whether you rebalance monthly, quarterly, semi-annually, or annually, you need a system to do it. But first, get the Asset Allocation Spreadsheet! - [Time to FIRE Spreadsheet 2026 (Template for Google Sheets & Excel)](https://accidentallyretired.com/resources/time-to-fire-spreadsheet/3157) - This ain't a simulator. It's a simple and easy to use Time to FI Calculator. Check it out and let me know what you think! - [Easy-to-Use Net Worth Spreadsheet 2026 (Template for Google Sheets & Excel)](https://accidentallyretired.com/resources/simple-net-worth-tracker-spreadsheet/1496) - A simple, user-friendly Net Worth Spreadsheet for Microsoft Excel and Google Sheets. This is all you need to get started! - [Expense Tracker Template 2026 (For Google Sheets & Excel)](https://accidentallyretired.com/resources/budget-expense-template/2529) - While Mrs. AR and I don't typically keep a firm budget, every so often I like to keep tabs on our expenses and see where there is room for improvement. This tool provides an easy way to do that, as well as a useful way to forecast expenses for the year as well. We use - [Profit and Loss Statement Template (FREE For Google Sheets & Excel)](https://accidentallyretired.com/resources/profit-and-loss-statement-template/2811) - Streamline your financial tracking with this easy-to-use Profit and Loss Statement Template. A quick and easy-to-use P&L for anyone who is self-employed or running a small business (like me). - [AI Built Me a Snowboarding Game in 5 Minutes — But It Can't Replace This](https://accidentallyretired.com/ceo-tips/ai-built-me-a-snowboarding-game-in-5-minutes-but-it-cant-replace-this/4006) - In the last month, I've been inundated with AI takes — how it's game-changing, how mass layoffs are coming, and how the divide between those who use it and those who don't is going to be enormous. "Agentic AI will change the world. A revolution is coming. Unemployment en masse is inevitable." In essence, the - [How To Pay $0 Tax in Early Retirement](https://accidentallyretired.com/retirement/how-to-pay-0-tax-in-early-retirement/3403) - My wife and I have paid $0 in taxes from 2021 to 2023. But we didn't cheat. And we're not scamming the government. The tax code favors early retirees. Here is how anyone can do it: - [What If There Are No Rules?](https://accidentallyretired.com/financial/what-if-there-are-no-rules/3984) - Are the “rules” of life real—or just stories we’ve accepted? What if the rules we follow about work, success, and retirement aren’t as fixed as we think? - [Simple Investing is The Best Kind of Investing](https://accidentallyretired.com/financial/simple-investing/2242) - Why try to hit the elusive home run, when hitting a double every year - year after year, produces excellent results? Keep it Simple Stupid. - [When Mental Fog Is Trying to Tell You Something](https://accidentallyretired.com/personal-growth/when-mental-fog-is-trying-to-tell-you-something/3962) - When mental fog is trying to tell you something — and what to do about it. - [Stephen King - On Writing: A Memoir of The Craft - Review](https://accidentallyretired.com/resources/book-reviews/stephen-king-on-writing-a-memoir-of-the-craft-review/3914) - Book Review, Summary, Highlights, and Quotes from On Writing: A Memoir of The Craft by Stephen King I had this book sitting in my "next up" pile for quite some time. I think I was mostly afraid of reading it because I don't feel like the same type of writer as Stephen King (obviously), and well, writing - [*A Short History of Nearly Everything Summary & Review](https://accidentallyretired.com/resources/book-reviews/bill-bryson-a-short-history-of-nearly-everything-summary-review/3516) - A fun, wide-ranging review of A Short History of Nearly Everything, covering everything from the Big Bang to modern science in Bill Bryson’s entertaining style. - [The Courage to Be Disliked Summary & Review](https://accidentallyretired.com/resources/book-reviews/the-courage-to-be-disliked-summary-review/3514) - A candid review of The Courage to Be Disliked and why its ideas didn’t fully resonate with me, despite its popularity and strong core message. - ["Surely You're Joking, Mr. Feynman!" by Richard P. Feynman - Book Review](https://accidentallyretired.com/resources/book-reviews/surely-youre-joking-mr-feynman-by-richard-p-feynman-book-review/3906) - Why Surely You’re Joking, Mr. Feynman! is one of my favorite books about curiosity, creativity, and living life as an experiment. - [The Lion Tracker's Guide to Life by Boyd Varty: One of My Favs](https://accidentallyretired.com/resources/book-reviews/the-lion-trackers-guide-to-life-by-boyd-varty-review/3863) - This is one of my favorite books. Here’s my review of The Lion Tracker’s Guide to Life by Boyd Varty and why I keep coming back to its lessons. - [The Tao Of Charlie Munger With Commentary by David Clark: Review](https://accidentallyretired.com/resources/book-reviews/the-tao-of-charlie-munger-with-commentary-by-david-clark-review/3783) - Is The Tao of Charlie Munger worth reading? A practical review of the book and David Clark’s commentary on Munger’s timeless wisdom. - [Best Books on Investing, Wealth Creation, Business & Entrepreneurship, and Enjoying Life](https://accidentallyretired.com/resources/best-books-investing-wealth-business-entrepreneurship-enjoying-life/154) - Hand selected books to help explore Financial Independence, Early Retirement, growing a business and enjoying life. - [25+ Best Books on Leadership, Marketing, and Entrepreneurship](https://accidentallyretired.com/resources/best-books-on-leadership-marketing-and-entrepreneurship/609) - Best Books on Leadership, Marketing, and Entrepreneurship Given the wealth of books available to us this day in age, no one can possibly read enough to be able to make a definitive list and I’ll never be able to read everything I want to read. And if you read as much as I do, you - [25+ Best Books on Enjoying Life and Discovering Happiness](https://accidentallyretired.com/resources/best-books-on-enjoying-life-and-discovering-happiness/338) - Books that explore Stoicism, Buddhism, Happiness and Enjoying Life - [Can You Trust ChatGPT with Your Financial Planning?](https://accidentallyretired.com/financial/investments/can-you-trust-chatgpt-with-your-financial-planning/3750) - For the past year, I've had some form of AI chatbot open almost anytime I'm working on the computer. Whether it's ChatGPT, Gemini, or Claude, I've been rotating through them to help with everything from writing and coding to simulating Japanese conversations and, surprisingly, financial planning. Yep, even, financial planning. Just two years ago, AI - [Celebrating 5 Years of Blogging](https://accidentallyretired.com/retirement/celebrating-5-years-of-blogging/3900) - Well, here we are at the New Year again, which incidentally coincides with my 5-year blogging anniversary! But let's be honest, I didn't do too much blog-wise this year. 2025 was a year in which I was heavily focused on selling my affiliate site (which I did not end up selling due to a lack - [The Founder Advice I Wish Someone Had Told Me](https://accidentallyretired.com/ceo-tips/the-founder-advice-i-wish-someone-had-told-me/3881) - Real-world founder advice I had to learn the hard way. Here are the timeless lessons that actually matter when building a business that lasts. - [The Myth of 'Having It All Figured Out'](https://accidentallyretired.com/personal-growth/the-myth-of-having-it-all-figured-out/3824) - Think everyone else knows what they’re doing? Think again. Here’s why realizing no one has it all figured out might set you free. - [What Happened When We Finally Opened Our $100 Bottle of Wine](https://accidentallyretired.com/enjoying-life/what-happened-when-we-finally-opened-our-100-bottle-of-wine/3827) - On our 10th anniversary, my wife and I went to Napa Valley, where we tasted, sampled, and bought several bottles of excellent wine. We drank most of them in the first year or so after that trip, but saved a couple for “special” occasions. Fast forward seven years — and those premium bottles were still - [Celebrating 5 Years of Early Retirement](https://accidentallyretired.com/retirement/celebrating-5-years-of-early-retirement/3795) - Today, I celebrate my 5-year anniversary of leaving my CEO gig to retire early!!! - [Are You Lucky, or Just Paying Attention?](https://accidentallyretired.com/enjoying-life/are-you-lucky-or-just-paying-attention/3789) - After a long, refreshing four-week vacation, I am back in action! I did my best to fully unplug from all my hobbies, side hustles, and worries. And honestly, I just feel incredibly lucky to even be in a position to take a four-week vacation. It got me thinking about luck....How did I get so lucky? - [Are The Joneses Having More Fun?](https://accidentallyretired.com/enjoying-life/happiness/are-the-joneses-having-more-fun/3777) - Seriously....are they? Sometimes I do wonder... Especially when I see the family down the street pack up their RV to head out for a long weekend. Seeing that always makes me a bit jealous, even though I know that owning an RV would be a headache — not to mention that my family just went - [It’s Never as Easy as It Looks](https://accidentallyretired.com/personal-growth/its-never-as-easy-as-it-looks/3766) - When you finally reach the top of the peak - no matter how big or small - it's a moment that can't be beat. - [You Won’t Even Recognize That Person](https://accidentallyretired.com/personal-growth/you-wont-even-recognize-that-person/3759) - A few weeks ago, my Google account gave me the good old "Your Gmail storage is 96% full" warning. I had been toeing the line at 95% for the last year or so, but it finally crept over, and it was time to do some spring cleaning. Thankfully, Google has a good storage cleanup tool, - [I Didn’t Know Where This Was Going —And That’s The Point](https://accidentallyretired.com/personal-growth/i-didnt-know-where-this-was-going-and-thats-the-point/3739) - Most of my writing starts with a simple idea—an idea swirling around in my brain that wants to be put down on paper. I had an idea for an article - but when I did a Google search on the potential title I found that there were already many, MANY, similar articles on the same - [You're Only Fooling Yourself](https://accidentallyretired.com/personal-growth/youre-only-fooling-yourself/3712) - Waking up lately is getting harder and harder. And it's not that I am sleeping any worse than before...in fact sometimes I am sleeping better, but I am just so, so, so very tired. As any parent of two elementary-age children will tell you, parenting is NEVER-ENDING exhaustion. From the neediness to the attention-craving whining, - [Something Feels Off—But What?](https://accidentallyretired.com/enjoying-life/something-feels-off-but-what/3687) - I've been struggling to write lately. Heck, I've been struggling with the motivation to work on much of anything. At first, I couldn't put my finger on it. I mean, by all accounts, I AM living the dream: My kids are doing great. My wife is awesome. I work only a few hours a day - [Celebrating 4 Years of Blogging](https://accidentallyretired.com/retirement/celebrating-4-years-of-blogging/3678) - Well, another year is in the bag and another year of blogging concludes! That makes it now 4 years since I started this little venture I call Accidentally Retired. And as always I am shocked by how fast time flies. I don't think I'll ever get over it. It was nearly 5 years ago that - [Happiness Tracker Spreadsheet (Updated for 2026)](https://accidentallyretired.com/resources/happiness-tracker-spreadsheet/502) - FREE download of the Happiness Spreadsheet inspired by Jim Collins - [Empower Retirement Planner Review 2026](https://accidentallyretired.com/resources/personal-capital-the-ultimate-tool-to-track-your-net-worth-budget-and-more/394) - Empower's retirement planner simulations are the best I have seen. Here is my in-depth review of their entire platform: - [Asset Based Mortgages: How To Get A Mortgage with No Income in 2026](https://accidentallyretired.com/financial/asset-based-depletion-mortgage/223) - How to obtain and a list of 5 lenders who will do an Asset Based Mortgage - [When Your Sunroof Explodes](https://accidentallyretired.com/financial/hyundai-santa-fe-exploding-sunroof/3660) - After a little bit of a rough stretch last month, my family and I wanted to go on a little day trip. So we headed out of town and had a really nice day. We stopped at a Costco for gas, and just as we were about 10 minutes into our drive home, we heard - [The Treadmill Problem](https://accidentallyretired.com/personal-growth/the-treadmill-problem/3652) - I love to hike, bike, ruck, and work out outdoors. But I live in the desert, so as soon as summer heat hits, it makes it near impossible to do that without getting up at the crack ass of dawn. Yet, I also dearly value my sleep, and would rather not sacrifice one part of - [My Social Media Sabbatical](https://accidentallyretired.com/personal-growth/my-social-media-sabbatical/3641) - Back in August, I decided I would take some time off from social media. Since I don’t use social for personal use anymore, it was mainly just taking some time off the AR X/Twitter account to take a breather. Even though I built the AR account up to nearly 20K followers and helped to drive - [Stop Playing Around: Commit](https://accidentallyretired.com/financial/investments/stop-playing-around-commit/3636) - Patience and time. That is all humans have ever needed. The problem is that both of those are the most elusive things to most of us mortals. We tinker when we shouldn't tinker. We get bored and we sell off one investment and trade it for another. We have a few pounds that we all - [The Hidden Trap in Your Mind](https://accidentallyretired.com/financial/investments/recency-bias/3611) - Don't let recency bias cloud your judgment. Learn how to find the perspective you need to overcome this hidden trap in your mind. - [Celebrating 4 Years of Early Retirement](https://accidentallyretired.com/retirement/celebrating-4-years-of-early-retirement/3586) - Today, I celebrate my 4-year anniversary of leaving my CEO gig to retire early!!! Well, not quite "today" - I'm a few months behind, but I figure it's better late than never! So today, we celebrate. WOOT WOOT. And we'll look back through the year to review where things are going well and where things - [Momentum](https://accidentallyretired.com/personal-growth/momentum/3596) - Are you a sports fan? Have you ever watched a game where seemingly out of nowhere the losing team that had absolutely nothing going for it in the first half of the game, somehow siezes all the momentum and goes on to have a powerful and unstoppable comeback? Isn't that wild how it happens? A - [Turning 40 Was a Mind F*ck](https://accidentallyretired.com/enjoying-life/happiness/turning-40/3576) - So I went ahead and had a mid-life crisis! Well, maybe not a crisis, but turning 40 really was a mind f*ck. It isn't JUST turning 40 that messes with you...it is everything leading up to turning 40 that seems like a moment of no return. And I know...I know that 40 is still young. - [Quitting Is Easy!](https://accidentallyretired.com/personal-growth/quitting-is-easy/3567) - Wow! It has been way too long since I last wrote! It was just TOO easy to stop. It's always too easy to stop. In fact, I haven't actually written that much this year. Most of my writing this year has been updating older content and sending it out to new subscribers. But then I - [Summer Travel Season Is Upon Us - So Use Your Damn PTO People!](https://accidentallyretired.com/personal-growth/use-pto-dont-work-during-vacation/973) - All business should be able to sustain one person leaving for vacation - even the owner and even the CEO. - [The Secret Weapon of Happy People: Mantras and Goals](https://accidentallyretired.com/personal-growth/create-life-mantras-goals-to-enjoy-life-and-increase-happiness/294) - Using mantras and goals to keep you on track with what really matters. - [How To Take A Mini-Retirement](https://accidentallyretired.com/retirement/how-to-take-a-mini-retirement/63) - How to plan, save for, and structure a mini-retirement - [Summer Reading: The 15 Books I Couldn't Put Down (Since Retiring)](https://accidentallyretired.com/resources/summer-reading-list/3544) - Over the past few years, I have often shared the best books I've ever read, reviewed many on this site, and asked for recommendations. I've read 75+ books since launching this site, and have found some new favorites. Here are my top 10 non-fiction books of the past 3.5 years: Atomic Habits by James Clear (my - [The Simple Formula For Getting Sh*t Done](https://accidentallyretired.com/personal-growth/how-to-be-more-productive-the-simple-formula-for-getting-sht-done/526) - Wealth takes time.  Creativity takes effort.  Productivity takes a system. - [The Personal Financial Plan - A Must Have For Anyone Serious About Their Finances](https://accidentallyretired.com/financial/investments/the-personal-financial-plan-a-must-have-for-anyone-seeking-financial-independence/483) - How to write a Personal Finance Plan - full outline and real-life examples - [Are You Prepared For Your Financial Failure?](https://accidentallyretired.com/financial/visualize-failure/688) - Sometimes the worst does happen and our best way to prepare for it, is to visualize it! - [Cloudy Sunsets Make The Best Sunsets - And Other Life Advice](https://accidentallyretired.com/enjoying-life/cloudy-sunsets-best-sunsets/873) - Updated: May 17, 2024 Ever since I got my first iPhone and realized the power of snapping a picture anywhere, anytime, I began to capture sunset pictures. It brings me joy every time I catch a sunset, and the act of taking a picture somehow brings me even more joy. Perhaps it is because I - [Career Choice Doesn't Matter: ANYONE Can Become a Millionaire](https://accidentallyretired.com/financial/career-choice-doesnt-matter-anyone-can-become-a-millionaire/415) - It doesn't matter what your career is. You don't have to be a doctor, lawyer, or investment banker to make millions. - [The Bitcoin Standard Review: 'Informative Propaganda'](https://accidentallyretired.com/resources/book-reviews/the-bitcoin-standard-review/3506) - Book Review, Summary, Highlights, and Quotes from The Bitcoin Standard by Saifedean Ammous - [The Subtle Art of Not Giving a F*ck Review](https://accidentallyretired.com/resources/book-reviews/the-subtle-art-of-not-giving-a-f-review/3491) - Book Review, Summary, Highlights, and Quotes from The Subtle Art of Not Giving a F*ck by Mark Manson - [Why So Serious?!?](https://accidentallyretired.com/enjoying-life/happiness/why-so-serious/3500) - No seriously! We're ALL so dang serious! But kids on the other hand, almost take nothing seriously. They can go from crying and being upset one moment, to having the most joyful amazing moment rocking out to a song they've heard 1,000 times the next. So when did it all change? When did WE start - [10 Things You Can Do To Overcome Decision Fatigue](https://accidentallyretired.com/personal-growth/dealing-with-decision-fatigue/647) - How to overcome decision fatigue - 10 simple and executable things that YOU can do to reduce your decision fatigue! - [Never Start From Scratch](https://accidentallyretired.com/personal-growth/never-start-from-scratch/3486) - You never, EVER, need to start from scratch! And this becomes truer by the day. AI will soon be able to do many of the steps for us saving time and hassle. But you still need to take that first step: YOU MUST START. - [The Moment That Real Progress Is Made](https://accidentallyretired.com/personal-growth/progress/752) - Progress is made by showing up each and every day with the same energy as the day before. - [Top 10 Travel Hacks to Save Money on Every Trip Without Skimping](https://accidentallyretired.com/financial/top-10-travel-hacks-to-save-money-on-every-trip/261) - Here are 10 simple hacks to help you save money when you travel, without skimping - [Summer Hours: Why Working Fewer Hours Increases Productivity](https://accidentallyretired.com/personal-growth/summer-hours-why-working-fewer-hours-increases-productivity/3052) - If you want to shift from getting things done to getting the right things done, you've got to begin to work in unconventional ways. And that means working LESS hours! - [End of Month Reporting: IT WORKS!](https://accidentallyretired.com/financial/investments/end-of-month-reporting-it-works/2609) - Whether you are running a multi-million dollar business or simply managing your own personal finances, there is one thing that I believe is critically important to both: tracking and measuring. - [I Am No Expert](https://accidentallyretired.com/financial/i-am-no-expert/749) - You don't need greatness or expertise to succeed in life. Just look at me. I am living proof. - [Your house will never be big enough](https://accidentallyretired.com/financial/your-house-will-never-be-big-enough/2226) - As a kid, I wanted to own a huge mansion with so many rooms you could get lost in it. A mansion with its own basketball court, tennis court, and hell - golf hole. The bigger the better! This was THE goal. But the irony is that I grew up in very nice houses. Not - [How Much Vacation is Too Much Vacation?](https://accidentallyretired.com/enjoying-life/how-much-vacation-is-too-much-vacation/2247) - Is there such thing as too much vacation? What is the ideal number of vacation days? - [Default Mode](https://accidentallyretired.com/financial/investments/default-mode/2602) - Without even realizing it, much of our decision making, financial planning, and life in general is run by one thing: default mode. - [Living a Life of Luxury](https://accidentallyretired.com/financial/expenses/living-a-life-of-luxury/2766) - One of the main issues with luxury is that it feels so good to get a taste of it, but it always leaves you wanting more. - [Is Your Life Flying By Too Fast?](https://accidentallyretired.com/personal-growth/is-your-life-flying-by-too-fast/1172) - How to be more purposeful in your life... - [Here's What I Won't Be Doing...](https://accidentallyretired.com/personal-growth/how-to-say-no/1268) - The power of the "no" | Why knowing what you won't do is more important than knowing what you will do - [Pursuing Your Passion Isn't Quite Right: Do THIS Instead](https://accidentallyretired.com/personal-growth/pursuing-your-passion-follow-your-heart/1387) - Stay true to the path, wherever it may lead... - [12 Toxic Beliefs Holding You Back From Wealth And Happiness](https://accidentallyretired.com/personal-growth/toxic-beliefs-wealth-happiness/3122) - Toxic beliefs are all around us. In fact, most are baked into our culture. Right or wrong we are raised and programmed to believe certain things. It is our job as adults to BREAK FREE of them! - [What Game Are You Playing?](https://accidentallyretired.com/personal-growth/what-game-are-you-playing/3134) - You, and everyone else - we are ALL playing games. We've got relationship games, career games, money games, business games, and health games.But are you playing the RIGHT game? - [Don't Forget to Indulge and Enjoy Life Along The Way to FI](https://accidentallyretired.com/financial/expenses/dont-forget-to-indulge-and-enjoy-life-along-the-way-to-fi/584) - When you find the things that you enjoy, there is no reason to not figure out how to work it into your budget. - [Celebrating 1 year of blogging](https://accidentallyretired.com/financial/celebrating-1-year-of-blogging/2040) - I’ve always wanted to write. Then 1 year ago, I finally acted on it after finding myself Accidentally Retired. Writing helps me to better think and focus...and I have found over the years that I can express myself in a more authentic way in written form. So I followed my heart and during my mini-retirement, and - [Crafting the Life You REALLY Want with Early Retirement](https://accidentallyretired.com/retirement/life-crafting/2483) - At the crux of it, the FIRE movement is not about becoming Financially Independent or Retiring Early...it is about living the life you want to live. And that is also why you see so many early retirees blogging, running real estate business, launching a startup, or even...wait for it...working. It was never, ever, ever about - [Tax-Free Capital Gain Harvesting: The Ultimate Guilty Pleasure of Early Retirement](https://accidentallyretired.com/financial/tax-gain-harvesting/3097) - It took me three years of retirement to do it, but we managed to sell off 80 individual stocks, and we've paid absolutely $0 in tax on all of our gains! - [Healthcare In Early Retirement](https://accidentallyretired.com/retirement/healthcare-in-early-retirement/3284) - Do you pay more for better insurance or take the gamble on a high-deductible plan? Well, we've done both! Here are the results: - [Why a transient life beats peanut butter on pancakes](https://accidentallyretired.com/financial/transience-and-fi/2059) - Financial Independence is not about dropping out of society. Instead, FI is about tuning into what matters. - [The Art of Letting Things Slip Through The Cracks](https://accidentallyretired.com/enjoying-life/the-art-of-letting-things-slip-through-the-cracks/3290) - If you don't free up space, it's hard to be present and enjoy this one shot at life that we have. It's okay to let things go. - [It's OK to be Unproductive](https://accidentallyretired.com/personal-growth/its-ok-to-be-unproductive/2163) - Productive Days Don't Come Without The Unproductive - [It's Time to Quit Your Addiction to The News!](https://accidentallyretired.com/enjoying-life/addiction-to-the-news/2103) - Now is as good a time as ever to go on a full news diet - [Why Do Some People Get Paid More And Promoted Faster?](https://accidentallyretired.com/ceo-tips/why-do-some-people-get-paid-more-and-promoted-faster/3353) - What was the difference? Is it skill? Is it networking? Luck? The difference is pretty simple - one person figured out how to play the game and the other didn't. Here are 34 lessons from my 18-year career rise from intern to CEO: - [Why We Sleep Summary](https://accidentallyretired.com/resources/book-reviews/why-we-sleep-matthew-walker-summary-review/3342) - Book Review, Summary, Highlights, and Quotes from Why We Sleep by Matthew Walker, PhD Anyone picking up Why We Sleep already knows how important sleep is. Study after study has confirmed such, and even then most of us never needed the studies anyway. Just wake up after 4 hours of sleep or less. You feel - [Awareness Book - The Perils and Opportunities of Reality by Anthony De Mello](https://accidentallyretired.com/resources/awareness-the-perils-and-opportunities-of-reality-by-anthony-de-mello/445) - Highlights and Quotes from Awareness by Anthony De Mello - [Time Flies](https://accidentallyretired.com/enjoying-life/time-flies/3333) - I was looking back through some older articles today and was shocked to see some articles that I thought were relatively more recent were published nearly three years ago! I know the site is 3 years old now, and my early retirement is inching up on 4 years, but WOW time flies. My kids are - [12 Career Lessons That Catapulted Me to Early Retirement](https://accidentallyretired.com/ceo-tips/career-lessons-early-retirement/3322) - I changed careers three times. I failed with two businesses. But I STILL retired at 36. Here's how: - [Everything I Would Do If I Woke Up Tomorrow and My Net Worth Was $0…](https://accidentallyretired.com/financial/if-i-woke-up-tomorrow-and-my-net-worth-was-0/3316) - If I woke up tomorrow and my net worth was suddenly at $0...and I wanted to retire again by 50. Here is exactly what I would do, step by step: - [Celebrating 3 Years of Blogging](https://accidentallyretired.com/retirement/celebrating-3-years-of-blogging/3311) - Wow - I can't believe that we are at the three-year mark. As they say, time flies and truly it is all going by too fast. My kids are growing, and my early retirement is keeping me busier than I ever expected. And we are now onto Year 3 of this project that I call - [Sapiens Book Review - A Brief History of Humankind by Yuval Noah Harari](https://accidentallyretired.com/resources/book-reviews/sapiens-a-brief-history-of-humankind-by-yuval-noah-harari/679) - Book Review, Highlights, and Quotes from Sapiens by Yuval Noah Harari - [David Goggins Can't Hurt Me Review](https://accidentallyretired.com/resources/book-reviews/david-goggins-cant-hurt-me-review/2855) - Book Review, Summary, Highlights, and Quotes from Can't Hurt Me: Master Your Mind and Defy The Odds by David Goggins - [5 years of maxing my 401(k) will make me ~$1.4M by the time I can withdraw](https://accidentallyretired.com/retirement/maxing-401k-supercharge-your-wealth/1005) - Maxing out your 401(k) will supercharge your wealth - [2021 Tax Planning - avoiding capital gains tax in retirement with TaxCaster](https://accidentallyretired.com/financial/2021-tax-planning-taxcaster/924) - How we plan to pay $0 in taxes in 2021 using TaxCaster to estimate taxes. - [How much, do you actually need to retire early?](https://accidentallyretired.com/retirement/how-much-do-you-actually-need-to-retire-early/285) - And...how much does an average person need to retire early and happily? - [How I planned my early retirement withdrawal strategy after I Accidentally Retired without a plan](https://accidentallyretired.com/financial/how-i-planned-my-early-retirement-withdrawal-strategy-after-i-accidentally-retired-without-a-plan/412) - Early retirement without a plan, eventually needs a plan. - [Do I own my own mutual fund?](https://accidentallyretired.com/financial/do-i-own-my-own-mutual-fund/729) - I fired my financial advisor, only to find that I now own my own a mutual fund of 80 stocks. - [My Failure Resume: The Many Mistakes Made on the Path to Success](https://accidentallyretired.com/personal-growth/my-failure-resume/741) - My Failure Resume: The goal was to take all of the learnings from my failures, so that I could both move forward by leaving the mistakes in the past, AND learn from my mistakes at the same time. - [Should I Use a Financial Advisor or Do It Myself?](https://accidentallyretired.com/financial/should-i-use-a-financial-advisor-or-do-it-myself/135) - Should you use a financial advisor or do it yourself? The answer is clear: you are the best person to manage your finances. - [Celebrating 6 months of blogging](https://accidentallyretired.com/financial/celebrating-6-months-of-blogging/1146) - My advice to anyone thinking about starting something. Just start. Start today. Don't look back. - [How to Set Up Empower to Track Your Crypto Investments (formerly Personal Capital)](https://accidentallyretired.com/financial/personal-capital-crypto-investments/1799) - Track all of your crypto investments including Bitcoin & Ethereum using Empower. Directions for any wallet or exchange, including Coinbase. - [Why Generational Wealth Isn't The Answer](https://accidentallyretired.com/financial/generational-wealth/2026) - Giving too much wealth to your children backfires ... 90% of inherited wealth is lost by the third generation. - [How to Work On Two Things at Once](https://accidentallyretired.com/personal-growth/how-to-work-on-two-things-at-once/3220) - Multitasking doesn't work. It never has. It never will! But there are ways to work on two projects at once. Here is how I do it... - [Jordan Peterson 12 Rules For Life Summary & Review](https://accidentallyretired.com/resources/book-reviews/jordan-peterson-12-rules-for-life-summary-review/3213) - Jordan Peterson's 12 Rules For Life is not an easy read, and is overly conservative at times, but despite some of its clear flaws, Jordan does construct some solid rules for life worth pondering. - [Are You Adding OR Subtracting Stress From Your Life?](https://accidentallyretired.com/personal-growth/are-you-adding-or-subtracting-stress-from-your-life/3205) - When I retired early, a large part of it was to move away from the stress that running a business, managing employees, and last-minute travel, ALL while trying to be there for my growing family. And it was in that mini-retirement that I realized I was so burnt out that I could barely even look - [Why I Don't Talk About Investing Much](https://accidentallyretired.com/financial/why-i-dont-talk-about-investing-much/1479) - The further you zoom out, the more you see that it all is really is all fluff and nonsense! - [Die With Zero Book Review: 'Meh'](https://accidentallyretired.com/resources/book-reviews/die-with-zero-book-review/3189) - Book Review, Summary, Highlights, and Quotes from Die With Zero by Bill Perkins. Is it any good? Read on to find out! - [Why I No Longer Recommend Affiliate or Niche Websites as an Investment](https://accidentallyretired.com/financial/why-i-no-longer-recommend-affiliate-or-niche-websites-as-an-investment/3176) - I can no longer in good conscience recommend investing, buying, or even owning an affiliate/niche website. - [The Secret to Life: Consistency](https://accidentallyretired.com/personal-growth/the-secret-to-life/3168) - I've discovered the secret to life! It almost seems too easy. Too laughably easy. It's so simple, that it is NOT simple. YET, I've found time and again, its core truth to a good life: CONSISTENCY. - [Gregory Hays Meditations by Marcus Aurelius Review](https://accidentallyretired.com/resources/meditations-a-new-translation-marcus-aurelius/904) - Book Review, Highlights, and Quotes from Meditations: A New Translation by Marcus Aurelius - Translated by Gregory Hays - [It Doesn't Take Much...](https://accidentallyretired.com/personal-growth/it-doesnt-take-much/1700) - Big outcomes don't require as much effort as you think - [Cash is King - and the Queen, Jack, and definitely the Joker](https://accidentallyretired.com/financial/cash-is-king/1847) - Holding cash isn't about the return you get on your money. It's about the ability to say F-You whenever you damn want! - [Why It's Better To Not Think About Your Investments](https://accidentallyretired.com/financial/why-its-better-to-not-think-about-your-investments/979) - Sticking to your financial plan, is the most important part of your plan - [You Won't Know, Until You Try](https://accidentallyretired.com/personal-growth/you-wont-know-until-you-try/1636) - How to move past the fear of failure - [What's Driving Your Success?](https://accidentallyretired.com/personal-growth/what-is-driving-your-success/3009) - High performers have one big thing in common. They are all self-motivated. But that motivation...It can TAKE OVER your life. Here's how to start unwinding all of that... - [Betting on a player. Betting on a team. Betting on a league.](https://accidentallyretired.com/financial/stock-picking-play-portfolio/929) - Stock picking and play portfolios can be tempting, but the only guaranteed bet, in the long run, is to bet on the league (hint: index funds). - [You Don't Need To Be Happy All the Time To Find Happiness](https://accidentallyretired.com/enjoying-life/happiness/you-dont-need-to-be-happy-all-the-time-to-find-happiness/2979) - Happiness isn't about the big life-changing moments. Happiness is cultivated day by day, hour by hour, minute by minute. - [Four Thousand Weeks Summary](https://accidentallyretired.com/resources/book-reviews/four-thousand-weeks-summary/2932) - Looking for a summary of "Four Thousand Weeks" by Oliver Burkeman? The time management book that rips apart everything about time management. Read on to find out more! - [The Power of AI: The New Key to Time Freedom and Financial Independence](https://accidentallyretired.com/ceo-tips/the-power-of-ai/2943) - There is a new tool at our disposal that will help you to achieve time freedom and financial independence faster. It's called ChatGPT. Embrace it or be left behind! - [The Truth About Self-Doubt: EVERYONE Has It](https://accidentallyretired.com/personal-growth/self-doubt/1020) - Overcome self-doubt and boost your confidence by taking action and doing the work. Build the self-belief you need to succeed. - [38+ Life Lessons That Helped Me to Retire Early](https://accidentallyretired.com/retirement/38-life-lessons/2517) - 38+ life lessons and advice (maybe even wisdom) I learned on my way to early retirement. - [Why I Ditched a Traditional Bucket List And Switched To This Instead](https://accidentallyretired.com/enjoying-life/bucket-list/1256) - How to take your Bucket List to the next level with this change - [Get Unstuck: Stepping Outside of Your Comfort Zone](https://accidentallyretired.com/personal-growth/getting-unstuck/2836) - I had something on my to-do list for nearly 5 months. I just kept staring at it, avoiding it, and making any excuse in my mind not to do it. Some reasons were valid. Some were accurate. But my excuses were just that: excuses. The fact was that I was afraid to step outside of - [There Is No Such Thing As Perfect](https://accidentallyretired.com/financial/investments/there-is-no-such-thing-as-perfect/2777) - "Perfect" is a lie we all tell ourselves. Perfect is an illusion that we use to hide between the real truth. Perfect doesn't exist! - [Bitcoin for Bogleheads? Bogleheads should consider a long-term investment in cryptocurrency](https://accidentallyretired.com/financial/investments/bitcoin-for-bogleheads/333) - Bogleheads should consider a long-term investment in cryptocurrency - [Celebrating 2 Years of Blogging](https://accidentallyretired.com/financial/celebrating-2-years-of-blogging/2752) - It's been 2 years since I first put "pen to paper" and started this blog. Since then it's been a great ride! I've found that writing helps me to hone my thoughts on topics I want to explore further, or simply brain dump much of what floats around in my head 24/7 into a succinct - [The Desire Dilemma: When You Just Don't Want it Enough](https://accidentallyretired.com/personal-growth/motivation-doesnt-matter/2730) - Your motivation doesn’t matter. But your daily habits do. Here are 3 things you can do to push past the want stage, and make things happen. - [6 Lessons Learned From My Year of Piano](https://accidentallyretired.com/personal-growth/one-big-thing/2716) - My Year of Piano taught me that a year of focused effort can yield great results. - [The FIRE Insights Survey #9](https://accidentallyretired.com/fire-insights-blogger-survey/december-2022/2694) - The goal of the survey is to measure interest and creator sentiment in various asset classes over time, highlight great content, and source FIRE advice/recommendations. - [The 9 Laws of Productivity and How to Harness Them](https://accidentallyretired.com/personal-growth/laws-of-productivity/2683) - Following these 9 Laws of Productivity will build the foundation for your success... - [What 3,000 Push-Ups Taught Me About Motivation, Habit Building & Overcoming Obstacles](https://accidentallyretired.com/personal-growth/3000-push-ups/2664) - I'm not a fitness freak. I don't do ANY strength training. Yet, I completed 3,000 push-ups in a month!! Here are 7 lessons I learned about motivation, habit building, and overcoming obstacles along the way... - [12 Rules to Break on Your Path to Wealth AND Happiness](https://accidentallyretired.com/enjoying-life/society-norms-to-break/2617) - Society teaches us so many things that are straight up WRONG. To build wealth and retire early, you too must break the rules! - [The Truth About Early Retirement](https://accidentallyretired.com/retirement/the-truth-about-early-retirement/2593) - The truth about early retirement is that it is both easy and hard, freeing and restrictive, stress free and stressful. I'll go into all of this and more!~ - [The FIRE Insights Survey #8](https://accidentallyretired.com/fire-insights-blogger-survey/september-2022/2576) - The last survey in May was fun to put together and for Q3 (or the tail end of it) we again received a great response! - [Family vs Work: The Everlasting Struggle for Balance](https://accidentallyretired.com/personal-growth/family-vs-work/1926) - The real challenge in life is not family vs work. It's family vs productivity vs health vs romance vs friendship vs money vs. fun - [After Disappointment Comes Clarity](https://accidentallyretired.com/personal-growth/after-disappointment-comes-clarity/2545) - The next time you are disappointed by life's circumstances or the next time you are wallowing in your own self pity: remember that this happens to all of us. - [Buy This, Not That by The Financial Samurai (Review)](https://accidentallyretired.com/resources/buy-this-not-that-financial-samurai/2507) - I am a huge fan of Financial Samurai's content, so when he offered to send me an advance copy of his book, I jumped at the opportunity. - [Celebrating 2 Years of Early Retirement](https://accidentallyretired.com/retirement/celebrating-2-years-of-early-retirement/2459) - Today, I am officially celebrating my 2 year anniversary of leaving my CEO gig to retire early!!! - [Summer Reading - The Books That Blew My Mind](https://accidentallyretired.com/resources/book-reviews/the-books-that-blew-my-mind/2449) - As we roll headlong into summer, I figured instead of posting up another book review, I will feature the best books that I've ever read. For a more thorough recommendation of books on a variety of topics from happiness and enjoying life to business and entrepreneurship, you can check everything I recommend here. The Best - [What Doesn’t Kill You, Makes You Stronger – How To Take Adversity And Turn It On Its Head!](https://accidentallyretired.com/personal-growth/adversity/2429) - How we respond to misfortune is everything. - [The FIRE Insights Survey #7](https://accidentallyretired.com/fire-insights-blogger-survey/april-may-2022/2395) - The last survey in March was fun to put together and for Q2, we again received an amazing response! - [Losing Streaks](https://accidentallyretired.com/financial/investments/losing-streaks/2388) - So far this year I've read 8 books and am currently finishing up my 9th. For me, I read to learn. I read to de-stress. And I read open up my mind to new ideas and new perspectives. And so far this year, I've read some solid books. But none of them have been great. - [There is Always More to Do](https://accidentallyretired.com/personal-growth/there-is-always-more-to-do/2365) - Never forget: the more you take on, the more there is to do. - [How to keep your money, investments, and cryptocurrency secure; preventing hacking, phishing and other nefarious scams](https://accidentallyretired.com/resources/keep-your-money-investments-and-cryptocurrency-secure/1316) - How to keep your money, investments, and cryptocurrency secure - [How to Raise Successful People Review](https://accidentallyretired.com/resources/how-to-raise-successful-people-esther-wojcicki/2286) - Book Review, Summary, Highlights and Quotes from How to Raise Successful People by Esther Wojcicki - [My Website Investment - 6 Months Later](https://accidentallyretired.com/financial/investments/top-lessons-owning-website/2315) - Top Lessons From Owning a Website - plus an overview of the last six months! - [5 Ways to Earn Mental Health Dividends - Even When Times Are Tough](https://accidentallyretired.com/enjoying-life/happiness/5-ways-to-earn-mental-health-dividends/2346) - If you've hit a rough patch after a breakup, job loss, or just a funk, here are some tips to help put yourself back on track without spending all of your hard earned money! - [Owning a website is better than owning real estate. I'll prove it.](https://accidentallyretired.com/financial/websites-versus-real-estate/1672) - Weighing the pros and cons of website ownership, and a deep dive on the $$$. - [The magic of a one-time partial mortgage payment: your net worth increases](https://accidentallyretired.com/financial/investments/do-you-pay-down-mortgage-or-invest/425) - Should you pay down your mortgage and live debt free or invest? There is an even better option with a one-time partial payment. - [Pay Off Mortgage vs Invest Calculator](https://accidentallyretired.com/resources/mortgage-prepayment-analysis-calculator-spreadsheet/463) - Should you pay down your mortgage and live debt free or invest? Pay off mortgage vs invest calculator spreadsheet. - [There is No One Else to Blame](https://accidentallyretired.com/personal-growth/responsibility/1911) - Are doctors responsible for your health? Are financial advisors responsible for your finances? Is your boss responsible for your performance? The answer to all of these questions is a resounding: NO - [The God Equation Review](https://accidentallyretired.com/resources/the-god-equation-michio-kaku/2261) - Book Review, Summary, Highlights and Quotes from The God Equation: The Quest For a Theory of Everything by Dr. Michio Kaku - [The Way of Life According to Lao Tzu](https://accidentallyretired.com/resources/the-way-of-life-according-to-lao-tzu/2202) - Book Review, Highlights, and Quotes from The Way of Life According to Lao Tzu translated by Witter Bynner - [The Big Leap by Gay Hendricks | Book Review](https://accidentallyretired.com/resources/the-big-leap-gay-hendricks/2055) - Book Review, Summary, Highlights and Quotes from The Big Leap - Conquer Your Hidden Fear and Take Life to the Next Level by Gay Hendricks The Big Leap by Gay Hendricks has a really unique and eye opening perspective on how to take your life to the next level. It was a solid book, yet - [The FIRE Insights Survey #6](https://accidentallyretired.com/fire-insights-blogger-survey/jan-mar-2022/2175) - The FIRE Insights Survey Welcome to the sixth FIRE Insights Survey! The last survey in December was really fun to put together and for Q1, we received our most responses ever! The goal of the survey is to measure interest/blogger sentiment in various asset classes over time, highlight great content, and source advice/recommendations for our community of - [Bootstrap or Die: if you want to retire early, you should never take outside investment](https://accidentallyretired.com/retirement/bootstrap-or-die-if-you-want-to-retire-early-you-should-never-take-outside-investment/317) - Bootstrap or Die. 99% of all startups should never, ever, ever, take outside investment. Taking outside investment money, even from "family and friends" will put undue pressure on a growing business. Sure it may help to jump start things, but there are always a way to launch your business from the ground up using lean - [Building Your Ultimate Personal Finance Engine](https://accidentallyretired.com/financial/personal-finance-engine/2140) - In order to get the Personal Finance Engine fully up and running, you need to get rid of any and all snags. - [How to build a $15M company working 40 hours or less as a CEO](https://accidentallyretired.com/enjoying-life/how-to-work-40-hours-or-less-as-a-ceo/147) - How to work 40 hours or less as a CEO; take all the vacation you want and still be productive. - [Sleep is an underrated factor in your Financial Independence journey](https://accidentallyretired.com/financial/sleep-is-an-underrated-factor-in-your-financial-independence-journey/330) - If you want to make better decisions, be in a better mood, become healthier, or generally improve your overall life, sleep is the answer. - [Happiness Revisited: did early retirement have an impact?](https://accidentallyretired.com/enjoying-life/happiness-revisited/2080) - Three years ago, I started tracking my happiness using Jim Collins’ system that he devised and spoke about on The Tim Ferriss Show. Last year, after a request from a reader, I launched the Happiness Tracker Spreadsheet, so that you too can track your happiness. Why track your happiness? Tracking my happiness has helped me to ensure that I - [Choosing, tracking, and data visualizing all of the happiness](https://accidentallyretired.com/enjoying-life/happiness-data-visualization/707) - Learn how to track, graph, and improve your happiness. Plus a March happiness update! - [How to use lists to improve your well being](https://accidentallyretired.com/personal-growth/are-lists-a-secret-to-happiness/543) - Lists that everyone should have to help improve your happiness - [Honey, I've un-retired!?!](https://accidentallyretired.com/retirement/honey-ive-un-retired/1985) - I've managed to invest my way into a full-time gig, and whelp, I think I have to un-retire for the next few months. - [There is only today](https://accidentallyretired.com/personal-growth/there-is-only-today/1959) - We have to stop hiding behind tomorrow - ALL OF US - There is only today. - [The FIRE Insights Survey #5](https://accidentallyretired.com/fire-insights-blogger-survey/nov-dec-2021/1933) - What is the weirdest thing you’ve done to save money? We've got a ton of them in this survey. - [The Psychology of Money by Morgan Housel](https://accidentallyretired.com/resources/the-psychology-of-money-morgan-housel/1900) - Book Review, Summary, Highlights and Quotes from The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness by Morgan Housel For the last year or so, I've been hearing nothing but good things about The Psychology of Money by Morgan Housel. Over, and over, and over, this book has taken the Personal Finance community by storm. - [Best Websites on Early Retirement & Financial Independence](https://accidentallyretired.com/resources/best-websites-on-early-retirement-financial-independence/89) - The best of the best on FI, FIRE and more! - [In praise of the dumbphone and leaving the smartphone behind forever](https://accidentallyretired.com/personal-growth/in-praise-of-the-dumbphone/1822) - For Amanda, the calculus is simple: one decision one time, not 80 a day. - [Celebrating 1 year of early retirement](https://accidentallyretired.com/retirement/celebrating-1-year-of-early-retirement/1056) - Today, I am officially celebrating my 1 year anniversary of leaving my CEO gig to retire early!!! - [Camping is not so different from investing](https://accidentallyretired.com/financial/investments/camping-is-not-so-different-from-investing/567) - You should give camping a try, just the same way that you should give investing a try. - [Jeff Bezos Book - Invent & Wander: The Collected Writings of Jeff Bezos](https://accidentallyretired.com/resources/invent-wander-the-collected-writings-of-jeff-bezos/1296) - Highlights and Quotes from Invent & Wander: The Collective Writings of Jeff Bezos with an Introduction by Walter Isaacson - [Essentialism Book Review - The Disciplined Pursuit of Less by Greg McKeown](https://accidentallyretired.com/resources/essentialism-the-disciplined-pursuit-of-less-by-greg-mckeown/348) - Book Summary, Highlights, and Quotes from Essentialism by Greg McKeown - [The Simple Path to Wealth Summary - JL Collins](https://accidentallyretired.com/resources/the-simple-path-to-wealth-by-jl-collins/1125) - Book Summary, Highlights and Quotes from The Simple Path to Wealth by JL Collins - [Phil Knight Book Review - Shoe Dog](https://accidentallyretired.com/resources/shoe-dog-phil-knight/1523) - Book Review, Highlights and Quotes from Shoe Dog: A memoir by the creator of NIKE by Phil Knight - [The Almanack of Naval Ravikant by Eric Jorgenson](https://accidentallyretired.com/resources/the-almanack-of-naval-ravikant-eric-jorgenson/1612) - Highlights and Quotes from The Almanack of Naval Ravikant: A Guide to Wealth and Happiness by Eric Jorgenson - [Byron Katie - Loving What Is Book Review](https://accidentallyretired.com/resources/loving-what-is-by-byron-katie/1211) - Book Review, Summary, Highlights, and Quotes from Loving What Is by Byron Katie - [The Little Book of Common Sense Investing by John C. "Jack" Bogle](https://accidentallyretired.com/resources/the-little-book-of-common-sense-investing-john-bogle/1031) - Book Review, Highlights and Quotes from The Little Book of Common Sense Investing by John C. "Jack" Bogle - [Atomic Habits Review](https://accidentallyretired.com/resources/atomic-habits-james-clear/1345) - Book Review, Summary, Highlights and Quotes from Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones by James Clear - [How to Track Your Happiness](https://accidentallyretired.com/enjoying-life/how-to-track-your-happiness/170) - A simple and easy method to track happiness. With real results! - [Yep, I locked my cell phone in a safe for 24 hours](https://accidentallyretired.com/personal-growth/bad-habits-cell-phone-usage-addiction/1599) - The search for a long-term solution to manage my cell phone usage and possible addiction. - [The FIRE Insights Survey #4](https://accidentallyretired.com/fire-insights-blogger-survey/sep-oct-2021/1578) - The goal of the survey is to measure interest/blogger sentiment in various asset classes over time, highlight great content, and source advice/recommendations for our community of readers. - [Time Tracking Spreadsheet: become more effective by tracking, optimizing, and focusing your time](https://accidentallyretired.com/resources/time-log-spreadsheet/847) - Get the Time Tracking Spreadsheet and learn how to conquer your time! - [Why doing less is often more](https://accidentallyretired.com/personal-growth/why-doing-less-is-often-more/1483) - Doing less (at 85%) is the unlikely hero of your life. - [Why we decided NOT to invest in a vacation rental](https://accidentallyretired.com/financial/investments/why-we-decided-not-to-invest-in-a-vacation-rental/74) - Short-term rentals are NOT the least bit passive. - [The FIRE Insights Survey #3](https://accidentallyretired.com/fire-insights-blogger-survey/july-august-2021/1313) - The goal of the survey is to measure interest/blogger sentiment in various asset classes over time, highlight great content, and source advice/recommendations for our community of readers. - [You'll never regret hiring a stay at home mom (or dad)...](https://accidentallyretired.com/ceo-tips/hiring-stay-at-home-mom-or-dad/1253) - Who is more motivated to prove themselves, than a stay at home parent? - [“Hell Yeah! or no.” – a framework to help make better decisions](https://accidentallyretired.com/enjoying-life/hell-yeah-or-no-mantra/168) - How to use "Hell Yeah! or no." to make better decisions in your life. - [It's the little things...](https://accidentallyretired.com/enjoying-life/its-the-little-things/1096) - Big things matter more in direction only. - [The FIRE Insights Blogger Survey #2](https://accidentallyretired.com/fire-insights-blogger-survey/june-2021/1076) - The FIRE Insights Blogger Survey Welcome to the second ever FIRE Insights Blogger Survey! Last month's survey was really fun to put together and got a great response from those who participated and others who didn't. The goal of the survey is to measure interest/blogger sentiment in various asset classes over time, highlight great content, - [It's time to start "requalifying" for your job each year](https://accidentallyretired.com/personal-growth/requalifying-for-your-job-each-year/595) - You'll be working your way into a promotion, or a raise. Plus you'll be a better all around employee. - [How to Accidentally Retire; 5 Steadfast Rules to Follow](https://accidentallyretired.com/retirement/how-to-accidentally-retire-5-steadfast-rules-to-follow/129) - Earn, Save and Automate. Ignore and repeat... - [The FIRE Insights Blogger Survey #1](https://accidentallyretired.com/fire-insights-blogger-survey/may-2021/944) - A monthly survey of 200+ personal finance bloggers. Covering everything from FIRE, Investing, to how to enjoy life to its fullest. - [Obsession and focus are the key drivers to early retirement](https://accidentallyretired.com/retirement/obsession-and-focus-are-the-key-drivers-to-early-retirement/324) - Obsession is all you need to succeed There is no way around it, but when I step back and look at myself in the mirror, I have to face the facts. I have an obsessive personality. Anytime I embark on a new business venture or even a hobby, I go all in. I get obsessed, - [What if your favorite stocks were Avengers?](https://accidentallyretired.com/financial/investments/stocks-as-avengers/815) - Which one was your favorite? Did I get any wrong? Or way off base? - [Approaching your retirement date is like approaching a black hole](https://accidentallyretired.com/retirement/black-hole/793) - Your last day is truly like reaching the center of a black hole, the singularity. - [The F.I.R.E. Planner: A step-by-step workbook to reach your full financial potential](https://accidentallyretired.com/resources/the-fire-planner-a-step-by-step-workbook/771) - This is the book that I needed on the journey that I began nearly a year ago as I headed towards my Accidental Retirement. - [Ruthlessly cut down on email for less stress](https://accidentallyretired.com/retirement/ruthlessly-cut-down-on-email-for-less-stress/51) - When I found myself accidentally retired and no longer working, it was really, really strange to not have to be tied to my email. Running a big business with 50+ employees and even more co-workers, vendors and clients lends itself to a lot of email. We are talking about hundreds a day. In fact, I - [Refinance now to improve your savings rate, cash flow, and overall wealth](https://accidentallyretired.com/retirement/refinance-now-to-improve-your-savings-rate-cash-flow-and-overall-wealth/273) - Interest rates remain historically low. If you have not refinanced, please do so now! - [I decided to fire my financial advisor...now what?](https://accidentallyretired.com/financial/investments/i-decided-to-fire-my-financial-advisor-now-what/267) - How to manage the transition away from your financial advisor - [GameStop manipulation proves why individual investors should avoid stocks and invest in the entire market instead](https://accidentallyretired.com/financial/investments/gamestop-manipulation-proves-why-individual-investors-should-avoid-stocks-and-invest-in-the-entire-market-instead/233) - GameStop's stock surged yesterday, on the backs of Redditors, Robinhood investors, and Elon Musk But seriously. This business with GameStop, while sort of comical, is not that shocking. Sure it might be fun in that that professional investors got their butts handed to them by Redditors and Robinhood investors, but this is a warning sign ## Pages - [](https://accidentallyretired.com/) - AR is my journey to becoming a better father, husband, and investor I am a 42-year-old former CEO who Accidentally Retired at 36. And to conquer the ultimate question of how to live a great life Accidentally Retired is my exploration of Financial Independence, Early Retirement, Enjoying Life, and more. Subscribe by Email AS SEEN ON Recent Blog - [Support Accidentally Retired](https://accidentallyretired.com/support-accidentally-retired) - Thank you for your interest in supporting AR! While AR is a labor of love, I still appreciate any support financial or non-financial that you can give! Financial Ways to Support 1. 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